We designed our lending products to help you take your future further. We offer property investment lending for portfolio growth and management, whether you’re growing your portfolio, looking to release capital, or simply to refinance.
Where experience and growth matters – we provide loans against residential investment property in England and Wales, guided by professional Relationship Managers and specialising in helping portfolios grow.
Interest only with initial 2-Year or 5-Year fixed rates.
No exit fees and no early repayment charges on the five-year fixed after 3 years.
£3m max loan size and up to 75% loan to value (LTV) on lending below £1m.
The loan you need when you need it – short term real estate finance of up to 12 months to help where time is critical or where there is a complexity that needs to be considered. Our underwriting is built on people, so we can understand your circumstances and provide a solution that works, at a price that’s fair.
How are we different?
We’re set up to make things happen for you whether you are borrowing in your own name, jointly with others, or through a UK corporate structure (SPV).
Your time is important – we'll only ask once for what we need and pride ourselves on fast decision-making and execution.
Simple and fair
We don’t believe in extra fees or nasty surprises – just in fair pricing, simply put.
We’ll tell you quickly whether we can help: a decision in principle in minutes where it’s pretty straightforward, and as quickly as possible if it’s more complicated.
We’re with you for the long haul, so when you renew a fixed rate product you’ll get a better rate than you would as a new client taking their first loan.
Our expert Relationship Managers are on hand to help when you need it.
Are you an introducer?
If you are an introducer operating in the UK Real Estate space, we would love to hear from you so please contact our Head of Lending to arrange a discussion and be a part of the Monument lending experience.
Monument Bank Limited (10921940) is registered in England at 33 Cavendish Square, London, W1G 0PW. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under FRN 849724. Our lending and membership products are not included within the scope of this regulation; for more information, please see the Financial Services Register.
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