Monument Savings Accounts

Savings account icon

Fixed Term Deposits

Rates up to 5.07% AER (fixed)

Earn a guaranteed fixed interest rate for your long term goals

Deposit money into your account in the first 14 days

Savings account icon

Notice Accounts

Rates up to 5.20% AER (variable)

Choice of notice periods for your short and medium term goals

Let us know 7, 35 or 45 days in advance to withdraw your money

Savings account icon

Easy Access Savings

Earn 5.01% AER (variable)

Our most flexible and simple savings account

Unlimited deposits and withdrawals

Your savings are safe with us.
Your eligible savings with us are protected up to £85,000 by the Financial Service Compensation Scheme (FSCS).

See how you're protected
FSCS protection logo

Why save with Monument

Icon showing a UK based support team

UK based support team

Speak to our Client Services team through in-app chat, call, video or get in touch by email.

Icon showing an effortless app experience

Effortless app experience

View and manage your savings at your convenience with 24/7 access to the Monument app.

Icon showing a bank

UK regulated, fully licensed

We’re a fully licensed bank and your money is protected up to £85,000 by the Financial Services Compensation Scheme (FSCS).

Start saving in 3 easy steps

Download the app

Get the app from the Apple App Store or Google Play.

Open your account in a few minutes

Choose your savings account, and provide us with some personal details so we can securely open your account.

Add money into your new savings account

Send money from your Linked Account to your Monument account and start earning interest immediately.

Frequently asked questions

Here are the answers to most popular questions about our savings accounts. To see more please go to the FAQ page.

Who is Monument?

Monument is a fully regulated, UK bank built to help you manage, grow and enjoy your wealth.

More than 25,000 clients save with Monument and benefit from our range of Lifestyle services and UK-based client servicing team.

Your money is protected up to £85,000 by the Financial Services Compensation Scheme (FSCS).

Are my savings FSCS protected?

Yes, your savings with Monument are protected by the Financial Services Compensation Scheme (FSCS) up to £85,000.

We are a fully licensed UK bank and regulated by the Financial Conduct Authority. Our license number is FRN 849724.

What is the minimum balance and maximum balance?

You can save between £25,000 and £400,000 with Monument.

The £25,000 minimum balance requirement is for the combined total across all of your Monument accounts. For example, if you have an Easy Access and a Notice Account with us, you must hold a minimum of £25,000 in total across both accounts.

How do I pay money into and out of my Monument account?

When you apply for an account, you’ll be asked to “link” it to another UK bank account in your name. We call this your “Linked Account”.

You will be given a sort code and an account number for your Monument account which you can use to make electronic payments into your Monument account from your Linked Account.

When you want to withdraw money from a Monument Account, you can do that through the app and we will send it to your Linked Account.

We will only accept money from your Linked Account, and we will only pay your money to your Linked Account.

You can only pay in or withdraw money electronically via your Linked Account – we don’t accept (or provide) cash, card or cheque transactions.

Can the rate change?

The rates on our Easy Access Savings account and Notice Accounts are variable and may change. If they do, we’ll email you with any changes we make to the rate.

The rates on our Fixed Term Deposits are fixed and will not change once you've opened that account.

Start saving today

Apply for an account in just a few minutes.

Screenshots of Monument's mobile app