Choose from a variety of Fixed Term, Notice or Easy Access accounts
Start saving from £25,000
FSCS protected up to £85,000
Rates up to 5.85% AER
Earn a guaranteed fixed interest rate for your long term goals
Deposit money into your account in the first 14 days
Rates up to 5.26% AER (variable)
Choice of notice periods for your short and medium term goals
Let us know 7, 35 or 60 days in advance to withdraw your money
Earn 5.03% AER (variable)
Our most flexible and simple savings account
Unlimited deposits and withdrawals
Speak to our Client Services team through in-app chat, call, video or get in touch by email.
View and manage your savings at your convenience with 24/7 access to the Monument app.
We’re a fully licensed bank and your money is protected up to £85,000 by the Financial Services Compensation Scheme (FSCS).
Get the app from the Apple App Store or Google Play.
Choose your savings account, and provide us with some personal details so we can securely open your account.
Send money from your Linked Account to your Monument account and start earning interest immediately.
Here are the answers to most popular questions about our savings accounts. To see more please go to the FAQ page.
Monument is a fully regulated bank with a mission to help you manage, grow and enjoy your wealth. Where others value only what you have, we see you for what you’re truly worth. Visit our About us page to learn more.
Yes, Monument is safe. We are a fully licensed UK bank and regulated by the Financial Conduct Authority. Our license number is FRN 849724.
Your money is also protected with Monument by the Financial Services Compensation Scheme (FSCS) up to £85,000.
You can save between £25,000 and £400,000 with Monument.
The £25,000 minimum balance requirement is for the combined total across all of your Monument accounts. For example, if you have an Easy Access and a Notice Account with us, you must hold a minimum of £25,000 in total across both accounts.
When you apply for an account, you’ll be asked to “link” it to another UK bank account in your name. We call this your “Linked Account”.
You will be given a sort code and an account number for your Monument account which you can use to make electronic payments into your Monument account from your Linked Account.
When you want to withdraw money from a Monument Account, you can do that through the app and we will send it to your Linked Account.
We will only accept money from your Linked Account, and we will only pay your money to your Linked Account.
You can only pay in or withdraw money electronically via your Linked Account – we don’t accept (or provide) cash, card or cheque transactions.
The rates on our Easy Access Savings account and Notice Accounts are variable and may change. If they do, we’ll email you with any changes we make to the rate.
The rates on our Fixed Term Deposits are fixed and will not change once you've opened that account.
Apply for an account in just a few minutes.
