Things to note

  • The interest rate on our Easy Access Savings account is variable and may go up or down.

  • Minimum £25,000 balance applies across all your Monument savings accounts.

  • You must be a UK resident and at least 18 years old with a personal UK current account in your name to use as your Linked Account.

Summary box

This summary contains key information about the Easy Access Savings account. Please read it carefully alongside the Easy Access Savings Terms and our General Savings Terms.

Account Name

Easy Access Savings

What is the interest rate?

3.67% Gross / 3.73% AER (variable)

Rate effective 02 June 2023

AER stands for Annual Equivalent Rate. This shows you what the interest rate would be if interest was paid and compounded once each year. Gross is the rate of interest payable before income tax is deducted.

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Can Monument change the interest rate?

Yes. The interest rate is variable and may change.

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What would the estimated balance be after 12 months based on a £1,000 or £25,000 deposit?

£1,037.30 at an interest rate of 3.73% AER (variable)

£25,932.50 at an interest rate of 3.73% AER (variable)

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How do I open and manage my account?

You can open and manage your account through the Monument mobile app.


  • you must be aged 18 or over
  • you must be a UK resident
  • this account can only be opened in one person’s name
  • you must have a personal UK bank account that allows transfers to be made to and from your Monument Easy Access Savings account
  • you can only have one Easy Access Savings account
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Can I withdraw money?

Yes, you have 24/7 access to your savings via the Monument mobile app.

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Additional information

We do not deduct tax from any interest paid to you.

You will need to pay any tax you owe to HMRC or other Tax authorities applicable to you.

Please note: The information provided here is a summary of the key features of our Easy Access Savings account. Further information can be found in our Easy Access Savings Terms.

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