Do I qualify for an account?

You must be UK resident and at least 18 years old to open an account with us.

You must also have a personal account with another UK bank, in your name, that you can use to move funds to and from your Monument account.

We do not offer joint accounts.

How do I apply?

Our savings accounts are all offered and managed online. You’ll need to download and use the Monument app to register, apply for and then use your Monument account.

We will ask you for some personal information which we use to verify your identity, to prevent fraud and money laundering, and to meet regulatory requirements. We do this by sharing your information with fraud prevention and other agencies – more detail can be found in our privacy notice.

Are there any charges for opening or keeping a savings account with you?

No – we do not charge you anything for opening and using our savings accounts day to day.

If you want to make a guaranteed same day payment from your Monument Account, or to withdraw more than £250,000 in one transaction, you can ask us to use the CHAPS system and a charge will apply for each transaction you make.

Where do I find the Monument app?

Please search for Monument in the App Store or in Google Play Store. Please do not use any other source, as these are likely to be an attempt to obtain your personal information, defraud you, or to damage or infect your device with a virus or other malware.