Here are some examples based on depositing as well as completing an ISA transfer between 6 April – 31 May and holding your balance between 1 June – 31 July:
Example 1 – Maximum reward
- You complete an ISA transfer of £120,000 during the Deposit Window
- You maintain at least £120,000 throughout the Holding Period
Result:
You qualify for a £500 reward.
Example 2 – Withdrawal reduces reward tier
- You complete an ISA transfer of £80,000 during the Deposit Window
- During the Holding Period, your balance drops and is maintained at £55,000
Result:
You drop into a lower tier and receive £75 instead of £250.
Example 3 – Withdrawal means no reward
- You complete an ISA transfer of £20,000 during the Deposit Window
- During the Holding Period, your balance drops below £20,000
Result:
You no longer qualify for an ISA Reward.
Example 4 – Reward based on depositing the full ISA allowance
- You deposit £20,000 during the Deposit Window
- During the Holding Period, you maintain a balance of £20,000
Result:
You qualify for a £20 ISA Reward.
Example 5 – Depositing the full ISA allowance and an ISA transfer after 31 May
- You deposit £20,000 during the Deposit Window
- An ISA transfer request of £40,000 was made on 20 May but the funds arrived on 5 June, outside the Deposit Window
- From 5 June onwards for the rest of the Holding Period you maintain a balance of £60,000
Result:
You qualify for a £20 ISA Reward.
If the transfer in had been requested by 11 May, you’ll have qualified for a £125 reward.
If you qualify, we’ll pay your ISA Reward by 15 August 2026.
Your ISA Reward will be paid into your Easy Access Savings Account if you have one.
If you don’t, we’ll pay your ISA Reward into your linked account. See FAQ on “What is a Linked Account?”
Your ISA Reward will either be paid into your Easy Access Savings Account, if you have one, or your linked account if you don’t.
The ISA Reward will not be paid into your Easy Access Cash ISA.
The Monument ISA Reward is our way of rewarding you for growing your cash ISA savings with Monument.
If you deposit or transfer funds of at least £20,000 into your Monument Cash ISA between 6 April and 31 May 2026 (the “Deposit Window”), and maintain your balance until 31 July 2026, you could receive a cash reward. To see details of the reward go to ‘How much could I earn?’.
This offer is subject to eligibility and terms and conditions.
- Deposit Window: 6 April – 31 May 2026
- Holding Period: 1 June – 31 July 2026
- Reward Payment Date: By 15 August 2026
You must increase your ISA balance during the Deposit Window by at least £20,000 and maintain your increased balance throughout the Holding Period to qualify.
If you’re transferring in balances from other cash ISA providers, your transfer request should be received by us by 11 May to allow sufficient time for the transfer to complete and funds to be received within the Deposit Window.
ISA transfers can take up to 15 working days to complete, depending on your existing provider.
Please allow enough time, as only funds received within the Deposit Window will count towards your ISA Reward.
If you’re eligible, there are three steps:
1. Fund your ISA (6 April – 31 May)
Deposit or transfer funds of at least £20,000 into your Monument Cash ISA during this period. If you do not currently hold a Cash ISA, you can open one via the Monument App.
2. Hold your balance (1 June – 31 July)
Maintain your increased balance throughout the Holding Period.
3. Receive your reward (by 15 August)
If you qualify, your ISA Reward will be paid after the Holding Period ends and before 15 August.
You must have an open Monument savings account at the time the ISA Reward is due to be paid, otherwise we’ll not be able to pay the ISA Reward.
Your reward depends on how much you increase your ISA balance during the Deposit Window (6 April - 31 May).
If you add... | You’ll earn...
£0 - £19,999 | £0
£20,000 - £39,999 | £20
£40,000 - £59,999 | £75
£60,000 - £79,999 | £125
£80,000 - £99,999 | £250
£100,000 or more | £500
You must maintain your qualifying balance throughout the Holding Period (1 June to 31 July) to receive the reward.
You’re eligible if:
- You opened a Monument savings account before 6 April 2026.
- You increase your ISA balance by at least £20,000 during the Deposit Window (6 April – 31 May).
- You maintain your balance during the Holding Period (1 June – 31 July).
You will not be eligible for the ISA Reward if you close all your Monument accounts before the reward is paid.
To qualify:
- Deposit or transfer at least £20,000 into your Monument Cash ISA between 6 April and 31 May
- Maintain your balance until 31 July
You can fund your ISA by:
- Adding new money (up to the £20,000 ISA allowance)
- Moving funds from your other Monument accounts (subject to the terms of that account) into a Cash ISA (up to the £20,000 ISA allowance)
- Transferring in a cash ISA from another provider
Your ISA Reward is based on your total ISA balance increase during the Deposit Window (6 April – 31 May). This will take into account any deposits, transfers in, withdrawals or transfers out completed during the Deposit Window.
ISA transfers can take up to 15 working days to complete, depending on your existing provider.
If you’re transferring in balances from other cash ISA providers, your transfer request should be received by us by 11 May to allow sufficient time for the transfer to complete and funds to be received within the Deposit Window.
Yes. Cash ISA transfers in count, as long as we receive the funds within the Deposit Window (6 April – 31 May).
ISA transfers can take up to 15 working days to complete, depending on your existing provider.
To allow sufficient time for the transfer to complete we should receive your Transfer Request by 11 May 2026 so we receive your funds within the Deposit Window.
If we receive your transfer request after 11 May 2026 but your funds are received before the Deposit Window closes on 31 May 2026, your transferred balance will still count towards the reward. However, Transfer Requests received after 11 May 2026 which are not completed by 31 May won’t count towards the reward.
Yes, as long as you had a Monument savings account before 6 April 2026, you can open and fund a new Monument Cash ISA during the Deposit Window (6 April – 31 May).
