We’ve introduced our Monument Loyalty Reward, designed to thank you for continuing to grow your savings with us.
By increasing your total Monument Balance before the end of the year and keeping it steady until 28 February 2026, you can earn a Loyalty Reward of up to £200.
Only clients who have opened a Monument savings account before 22 October 2025 are eligible for the Monument Loyalty Reward.
The Monument Loyalty Reward is subject these Terms.
Your reward is based on how much you increase your balance by:
Balance increase range | Loyalty Reward
You’re eligible to receive a Loyalty Reward if:
1. Increase your total Monument Balance before the end of December
Grow your total balance across your Monument savings account(s) (your Monument Balance) by at least £10,000 between 28 November and 31 December 2025 (the Deposit Window) to be eligible for a Loyalty Reward.
The more you increase your Monument Balance during the Deposit Window, the higher your Loyalty Reward could be. (See reward table above for details.)
2. Hold your balance
Maintain your increased total Monument Balance throughout January and February 2026 to stay eligible.
We’ll track your average end of day balance during this period to determine your Loyalty Reward.
Any withdrawals made during this period may impact the level of Loyalty Reward that you qualify for.
3. Receive your reward
If you qualify, we’ll pay your Loyalty Reward by 16th March 2026.
If you hold an Easy Access Savings account or Membership Saver, the Loyalty Reward will be paid into this account. If you do not hold one of these accounts, the reward will be paid into your linked account.
We will calculate the Loyalty Reward based on the amount that the total balance across your Monument saving account(s) (Monument Balance) increases from the start to the end of the Deposit Window. To do this, we will do the following:
Grow and maintain your Monument Balance (the total balance across your savings account(s)) by at least £10,000 between 28 November and 31 December 2025 (the Deposit Window) to be eligible for a Loyalty Reward.
You can increase your balance by depositing additional money into one or more of your existing Monument savings account(s) or by opening and funding a new savings account (subject to the terms and conditions of the relevant account).).
Example 1: If you deposit £5,000 into an Easy Access Account and £5,000 in a Limited Access Account during the Deposit Window, your total balance increase of £10,000 qualifies for the Loyalty Reward.
Example 2: If you deposit £5,000 into an Easy Access Account and also open a new Monument savings account and deposit another £5,000 during the Deposit Window, your total balance increase of £10,000 qualifies for the Loyalty Reward.
Example 3: If you currently hold a Fixed Term Deposit (FTD) that cannot accept new funds, you can open another Monument account and fund this to meet the required Monument Balance increase.
Cash ISA transfers from another bank or provider also count as qualifying deposits, as long as we receive the funds within the Deposit Window.
Please be aware that ISA transfers should take up to 15 days to complete, depending on your existing provider.
Yes. Cash ISA transfers from another bank or provider count as qualifying deposits, as long as we receive the funds within the Deposit Window.
Please be aware that ISA transfers should take up to 15 working days to complete.
Your average Monument Balance during the Holding Period is calculated as:
Average Balance = (Total Monument Balance across all savings accounts, recorded at the end of each day (23:59)) ÷ (Number of days in the Holding Period)
For this campaign, the Holding Period is 59 days.
This means if your Monument Balance reduces for even 1 day, you may need to deposit more than the amount you withdrew to bring the average back up.
If you qualify, we’ll pay your Loyalty Reward by 16th March 2026.
Your Loyalty Reward will be paid into your Easy Access Savings Account or Membership Saver if you have one. If you have both, your Loyalty Reward will be paid into your Membership Saver.
If you don’t hold either of these accounts, we’ll pay your Loyalty Reward into your linked account.
Your Loyalty Reward will be paid into your Easy Access Savings Account or Membership Saver if you have one. If you have both, your Loyalty Reward will be paid into your Membership Saver.
If you don’t hold either of these accounts, we’ll pay your Loyalty Reward into your linked account.
If you qualify, we’ll pay your Loyalty Reward by 16th March 2026.
If you hold an Easy Access Savings account or Membership Saver, the Loyalty Reward will be paid into this account. If you do not hold one of these accounts, the reward will be paid into your linked account.
Please contact us through the Monument app or by email after 16th March 2026 if you believe you should have received a reward but haven’t yet.
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